Information We Collect
We collect information you share through the Site. We may collect PII you provide, such as your name, email address, mailing address, telephone number, or other identifiers.
Our web server collects and stores the following information about you: the date and time of your visit; where you go in our sites; the type of operating system and browser you use; the search engine and key words used that brought you to one of our sites; and the location of a visitor’s machine. This information is collected for limited legitimate purposes. We solely use it to improve our websites by tracking the number of “hits” or visits to our sites, the most popular times of day and sections visited, and the range of computers and browsers most commonly used to view it. UMCF does not sell or transmit any of this information to other parties or organizations.
We may use “cookies,” which are small files stored on your computer’s hard drive that are used to store and track information about users. Cookies are used to remind us of who you are in order to deliver you better service. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. By not accepting cookies, some Site pages may not display properly or you may not be permitted to access certain information.
When you send email or other communications to UMCF, we may retain those communications in order to process your inquiries, respond to your requests and improve our services. We may use your email address to communicate with you about our services. We may use your email address to send periodic emails if you decide to opt-in to our mailing list. If at any time you would like to unsubscribe from receiving future emails, you may unsubscribe at the bottom of each email. You have the right to withdraw any consent given to UMCF to use your personal information at any time by notifying UMCF at or by calling 615-369-2371.
What Information is Shared and With Whom
We do not rent or sell your PII to outside marketers. UMCF may share your information with its affiliates, subsidiaries or divisions and with their respective officers, directors, employees, accountants, attorneys and agents. In certain circumstances, we may share your information with service providers that need access to your information to provide operational or other support services.
We also may provide information to regulatory authorities and law enforcement officials in accordance with applicable law or when we otherwise believe in good faith that the law requires it. There may be instances when we may access or disclose your information in order to protect or defend the legal rights or property of UMCF and its affiliated companies or their employees and agents, to protect the safety and security of users, and to protect against fraud. We may also access or disclose your information to comply with a court order or other legal process, enforce our Terms of Service, or respond to claims that any posting or other content violates the rights of third-parties. UMCF may sell, transfer or otherwise share some or all of its assets in connection with a merger, reorganization or sale of assets, or in the event of bankruptcy. In such an event, PII may be one of the assets transferred.
Collection of Personal Information from Children
We are committed to protecting the privacy of children. This Site is not intended or designed to attract children under the age of 16. We do not collect personally identifiable information from any person who we know is a child under the age of 16.
If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your PII by UMCF to a third party for the third party's direct marketing purposes. To make such a request, please contact us using the contact information provided below.
Third Party Websites
We take reasonable precautions to protect the security of the PII that you share with us. Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot guarantee or warrant the security of any information you transmit to or from our Site, and you do so at your own risk.